Tuesday, December 19, 2006

Shopping for health insurance sucks

I've started shopping for health insurance. It isn't fun. There are so many variables. Honestly it is no wonder clerical costs in the health industry are so damn high. Honestly if the plans were at least somewhat the same, I bet a lot of paper work could be saved and therefore would cut down on costs for the provider and ultimately cut down on costs for us. There are a lot of different health insurance agencies, not to mention all those health co-op things that you pay into and you get a discount at the doctors office.

The prices of these plans are ridiculous. Then on top of the high prices you have the deductibles, the co-insurance, and the co-pays. Half of the plans don't even cover normal doctor visits, and the ones that do only cover two a year.

If the people in Washington had to pay for their own insurance (and weren't so damn rich), we would be so much closer to having universal health care for everyone. That to me is something that should be covered in the media and in the blogs more.

The joys of being self-employed I guess.

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